Many countries have effectively locked down, cruises, and vacations have been canceled for the foreseeable future. Family and friend group gatherings have been halted to help stop the spread of COVID-19.

Health experts have warned us that our current crisis could last until this summer and potentially through July or August. Individuals across the globe are taking time to social distance themselves from others by staying home and waiting until the next update regarding the COVID-19 pandemic.

But like all things, this will pass, and when it does, the travel industry will need to make a lot of changes and updates to bring customers back in to book flights, cruises, and vacations. However, until that time comes, people are using their credit cards to make purchases to rack up on rewards and points that they can use once all this passes. If you start racking up rewards for your next trip now, while you’re quarantined at home, you could be well on your way to a great rewards-fueled vacation post-coronavirus. Every credit card isn’t created equal; some credit cards are better than others when it comes to flexibility to earn points for future use – even from the comfort of your own home.

Ready to focus on flexible rewards and points? Below are some rewards credit cards and strategies to consider.

Citi® Double Cash Card

The Citi Double Cash card is on this list with good reason. It offers an unbeatable 2% effective cash back rate on all purchases made (1% cashback when you make the purchase and 1% more when you pay for those purchases). This card also includes a long-lasting 0% intro APR offer, all without an annual fee. There are no category restrictions and no cap on cashback earnings.

Chase Freedom Unlimited®

This card gives you $150 in cash when you spend $500 within three months of opening an account. You can also earn 1.4% back for each dollar you spend, with no minimum redemption amount. There is also no annual fee, either.

Chase Sapphire Preferred®

According to Forbes, this card is the best overall travel rewards credit card. It earns this spot because of its 60,000 bonus points, 2x points on travel and dining, and has a 25% points bonus when points are redeemed for travel through Chase Ultimate Rewards. There is a $95 annual fee, but all the points and rewards make up for it.

Brim MasterCard

The Brim Mastercard is the ultimate next-generation credit card with a fully integrated digital experience and three levels – The Brim card, Brim World, and Brim World elite. The Brim family of credit cards offers top perks based on the brands and stores you use most often, such as quarantine-friendly companies like Netflix, Hello Fresh, and UberEATS. When it comes to traveling, Brim offers no foreign transaction fees, access to Boingo Wi-Fi which is used at more than 25 airports and is essential for frequent travelers, bonus points for travel purchases (1 point for Brim card, 1.5 for Brim World and 2 points for the World Elite card) and insurance for flight and baggage delays, as well as lost baggage, hotel burglaries, and any stolen items from a rental car.

The Blue Business® Plus Credit Card from American Express

This card is excellent for those who are stuck working from home and oversee a business during this time. This card allows you to earn 2 points per dollar spent on all purchases, up to $50,000 in a year, then after, 1 point per dollar spent. Additionally, The Points Guy values Membership Rewards points at 2 cents each, earning in total a 4% money-back return on all spending.

Amazon Prime Rewards Visa Signature Card

This card is perfect for those who have been busy stocking their online shopping carts on Amazon. This card is available for existing Prime members who frequently shop at Amazon and Whole Foods. There is a 5% rewards rate, and the Amazon Prime Rewards Visa Signature Card offers a 2% rewards category plus Visa Signature benefits.

The Takeaway

There is a perfect credit card for everyone during this time of quarantine. There are so many significant cash back and travel rewards cards on the market, but the card that is best for you depends on your typical spending habits. Before committing to a card, take a look at your budget and see where your money goes most frequently.